Do you have clients with convertible term contracts? Do you know when they expire?
Convertible term policies are a commonly misunderstood section of the life insurance market. Typically, these contracts were taken out to secure a client immediate protection at a time when their cash flow was limited. The [...]
‘Using life insurance as a tax planning tool’ by Holly Hill in ThoughtLeaders4 Private Client Magazine
Insurance can be highly effective when used as part of the client’s cash flow management profiling on death. In this article, we demonstrate how life insurance can be used in three tax planning scenarios. Death [...]
‘Using life insurance as an alternative to holding assets in trust’ by Jacob Fay published in IFA Magazine
Within estate planning, the debate between procuring life insurance versus placing assets into trust is one that often arises. Both avenues offer distinct advantages and serve unique purposes, yet the choice between them hinges on [...]
INSURANCE PREMIUM TABLES FEBRUARY 2023
Our latest insurance premium table dated from February 2023 is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates [...]
INSURANCE PREMIUM TABLES AUGUST 2022
Our latest insurance premium table dated from August 2022 is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates [...]
INSURANCE PREMIUM TABLES MAY 2021
Our latest insurance premium table dated from May 2021 is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates Table [...]
INSURANCE PREMIUM TABLES FEBRUARY 2021
Our latest insurance premium table dated from February 2021 is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates [...]
INSURANCE PREMIUM TABLE JULY 2020
Our latest insurance premium table dated from July 2020 is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates [...]
INSURANCE PREMIUM TABLE JUNE 2020
Our latest insurance premium table dated from June 2020 is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates Table [...]
INSURANCE PREMIUM TABLE JANUARY 2020
Our latest insurance premium table is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates Table
INTERNATIONAL LIFE INSURANCE
For most UK residents, purchasing life insurance is relatively simple. However, for those living and/or working abroad, obtaining life insurance can be complicated and expensive. Certain UK providers and offshore insurers offer cover for [...]
INSURANCE PREMIUM TABLE
Our latest insurance premium table is now available for download. This useful reference guide includes rates for Whole of Life, Fixed Term, Gift Inter Vivos, Business Protection and Relevant Life policies. Download Rates Table
