Insurance-based Investment Products


Insurance Based Investment Products (IBIPs) are life insurance structures, subject to tax within the life insurance tax regime, giving a gross roll up for income and capital gains tax. They are widely used in tax planning as a tax efficient way of holding investments.

John Lamb Hill Oldridge has a team of dedicated professionals offering impartial advice providing advice on the structuring of IBIPs, provider selection, co-ordinating the various professionals involved, supervising the implementation of the strategy, initial suitability and ongoing suitability reviews.

John Lamb Hill Oldridge ensures that it has no conflict of interest with its business partners or its clients as it does not offer investment funds, investment management, investment advice, asset management, wealth planning, legal or tax advice, or corporate and trust services.

Please get in touch to arrange an initial no-obligation meeting with a member of our team.

What we do

Explore our services

Inheritance planning

Life insurance is one of the most straightforward and cost-effective ways to preserve the value of your estate.

Personal Protection

Are you confident that your family will be provided for should you be unable to work through illness or death? 

Business protection

One of the greatest threats to your business is the loss of a key individual and we empower you and your business by ensuring continuity.

International Insurance

Are you a resident outside of the UK or non-UK domiciled? Our local knowledge with a global understanding ensures you receive the specialist advice you need.

insurance-based investment products (IBIPs)

Expert advice on a beneficial investment opportunity and insurance protection.

Equity Release

There are many alternative Equity Release arrangements available that allow you to access your property wealth without having to move.

Speak to us

Our website will give you a flavour of the advice we provide – if you would like to talk to us for more information, please contact one of team who will be happy to assist.

[email protected]
 Ormond House, 26-27 Boswell Street, London, WC1N 3JZ
+44 (0) 20 7633 2222

13 + 4 =